For brains that were never built for budgeting.
Zado is the money app that works with an ADHD brain instead of against it — visual envelopes, an AI coach, and zero shame columns.
Start your journey
21 days free · No credit card required
Our promise: Cancel anytime in your first 21 days for a full refund. Zado’s job is to surface forgotten subscriptions, refundable fees, and savings you can act on. If it’s not helping — tell us, and you keep your money.
This is how Penny talks
Connect your bank and Penny reads all of it at once — builds your envelopes from how you actually spend, flags the subscriptions you forgot, and explains the whole picture in plain language. One conversation, not four tools.
- AI Coach Claude in a coach voice that understands ADHD and money. No judgment, ever.
- Envelope System Visual envelopes without spreadsheets. Set up through conversation.
- Catch forgotten subscriptions The recurring charges quietly draining your account — surfaced, not buried.
- Bank Sync (when you’re ready) Connect your bank for personalized insights. No rush, no pressure.
After your free trial: $149/year
That’s less than $3/week for financial peace of mind. Cancel anytime.
Built by an ADHD founder who got tired of money apps that made him feel stupid. — Nicholas · Read the story →